Presenting the eWallet Network
The eWallet Network is a group of European experts with a shared interest in eIDs and trust services (eIDAS and others) and a focus on financial services and interactions.
It combines expertise in three key fields : technology, regulatory and financial services.
It has been inspired by the eIDAS 2.0 proposal outlined in June 2021 and wishes to contribute to the European debate on wallet-based digital IDs offering users full control over data usage for online as well as offline interactions.
It is also actively involved in proposals for central bank digital currencies (CBDCs) as it believes that digital identity wallets are key to the deployement of CBDCs in the retail sphere.
I has engaged in discussions with the European Commission and ECB on several occasions during the second half of 2021 and is also involved with non-EU regulatory authorities (notably the Bank of England).
mEMBERS OF THE ewallet network
Michael Adams, Quali-Sign Ltd. Payments & App developer
Emiliano Anzellotti, ABI Lab. Identity & Payments
Luca Boldrin, Infocert. Trust Services, eSignature & eIdentity
Petros Kavassalis, Aegean University. Associate Professor
Stéphane Mouy, SGM Consulting. Financial Regulatory & ETSI
Ralf Ohlhausen, PayPractice, PPRO, Tink, ETPPA. Fintech & PSP advisor
Nikos Trianfyllou, Aegean University. Software Engineer
Eric Wagner, Raiffeisen. Financial Crime & Regulation
The eWallet Network has outlined a wallet proposal offering online and offline connectivity
The EDIW manages attributes attested by various providers and communicated to relying parties, with the Identity Service Provider (attesting identity attributes) playing a key role
The EDIW is under full and sole control of the Wallet User, who decides which attributes are communicated (i) by attribute providers to the wallet and (ii) from the wallet to relying parties
Each attribute is evidenced by a cryptographically signed digital (qualified) certificate that can be examined by each relying party and securely identifies its issuer as well as the attribute details
There is also a (qualified) Wallet Identity certificate that serves as ‘wallet anchor’ to relying parties (but contains no PII). All attribute certificates reference the identity certificate.
All eID actions take the form of a qualified electronic signature, with SCA performed on all payments involving the EDIW, regardless of value